Advisory Process
Carefully structured, transparent
and intelligently connected.
Our Seven Step Advisory Process has been designed around three distinct phases. Progressing from discovery through evaluation to integration, it takes you from an initial conversation to an ongoing relationship with our firm. It enables us to understand what matters to you, establish where you are, identify where you want to be and create a Wealth Road Map to help you get there.
This exploratory call, at our expense, enables us to learn about you, your family, your vision and your priorities. We will introduce our firm, explain our services and discuss how we work. We will ask some focused questions to establish whether there would be merit in progressing further. If so, we will arrange a meeting to review your personal objectives in detail with a highly experienced consultant.
This discussion, also at our expense, enables us to deepen our understanding of your current situation and financial position in light of your needs, wants and wishes. We will also consider your attitude to investment volatility in context of your time horizon. We will explain our strategic approach to both planning and portfolio matters and how these can be intelligently connected within your Wealth Road Map. If we believe our expertise can add significant value, we may invite you to move forward by instructing our firm.
We will gather detailed information about your financial position, including your assets, liabilities, income and expenditure. We will review your existing arrangements and forecast your current financial trajectory assuming no changes are made. This provides the reference point against which potential improvements can be evaluated. We will research and propose a Planning Strategy to target your personal objectives. We will forecast a revised financial trajectory to illustrate your potential. We will also research suitable investment opportunities and propose a Portfolio Strategy to support your personal objectives. We will bring our findings together within a report illustrating the potential impact of our proposed Planning Strategy and Portfolio Strategy. We will issue your report before the next step as the basis for further detailed discussion.
We will meet to discuss our findings in detail, including our proposals for your Planning Strategy and Portfolio Strategy. We will answer your questions, consider your comments and agree appropriate changes. If further discussion is required, we will arrange additional meetings to ensure iteration is not constrained to a single discussion. We will then finalise your Planning Strategy and Portfolio Strategy, agree your strategy actions and confirm these to you in writing. Only when you are comfortable with your finalised strategies will we ask you to move forward.
We will agree a practical timeline to complete your strategy actions and coordinate implementation. This may involve establishing new or modifying existing investment, retirement or protection contracts. We will prepare relevant disclosures and assist with required application papers to help ensure your instructed strategy actions are completed efficiently and seamlessly.
Completing your strategy actions marks the beginning of our ongoing commitment to you, rather than the end of the initial advisory process. As a relationship client of our firm, you will have direct contact with your consultant and your own review schedule, arranged in advance. We will periodically revisit your Planning Strategy and Portfolio Strategy against your personal objectives and make necessary changes. We believe in providing an exceptional, highly personalised service that aims to keep your Wealth Road Map on track.
Our Family Awareness Meeting is an optional additional step available exclusively to our relationship clients. It can be arranged whenever you consider the time appropriate. It provides an opportunity to introduce your beneficiaries to the structure and thinking behind your family wealth, without you having to relinquish control or disclose private information. The objective is to better prepare the next generation so that, when the time eventually comes, they are confident in making informed decisions about their inheritance, including tax efficiency, beneficiary protection and preserving real value against long-term inflation.
"We went through our finances looking at every detail before deciding on our plan. Since then, we’ve had plenty of regular income and we’re enjoying our retired lives. We leave the worrying to you and trust you to do what’s best."
"You're always courteous, patient, professional and knowledgeable explaining complex investments in easily understandable language."
"You look after all our investments and both our trusts. We’re very comfortable with our position and our potential. Keep up the good work!"
Specialist Private Wealth Limited is a company registered in England and Wales No. 04524366. Authorised and regulated by the Financial Conduct Authority No. 441386.
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